How to Finance a Truck with MHC Financial Services
Who We Are
MHC Financial Services is Murphy-Hoffman Company’s wholly-owned finance company with a variety of semi and commercial truck financing options structured to ensure the success of customers. We find the most favorable terms for each individual, making sure payment schedules are compatible with the projected income the equipment will generate.
Financing with MHC
For many operators, especially first-time buyers, financing a truck is just as important, if not more important, than choosing a truck. A finance package that doesn't fully consider all your operating costs may set your payment schedule so high you can’t make a profit after meeting your obligations. The best way to avoid this problem is to finance your truck through someone who understands the trucking industry and hidden costs of operating a truck.
Before making your final decision on financing, ask your local MHC dealer
about financing options available through MHC Financial Services. We work closely with customers to help them take full advantage of the benefits that truck ownership offers. Our services include:
- Standard loans
- TRAC leases
- FMV leases
- Fixed debt
- Floating debt
Many factors are considered for truck financing, including a unit or fleet’s depreciation schedules, revenue projections, current interest rates and fixed operating costs. Many of our customers are individuals and fleets who financed their first pre-owned trucks through MHC Financial Services, Inc. and have come back to buy their second, third and fourth. Our customers want top-quality trucks, service and support.
Factoring with MHC
MHC has opened a commercial finance (factoring)
division to help business owners operate more efficiently. We help companies solve cash flow issues by immediately paying customer invoices, freeing up money for operating costs. >> Learn More
Monthly payment estimates are for informational purposes only.